.legal-hero{padding:calc(var(--nav-h) + clamp(48px,8vh,90px)) 0 clamp(32px,5vh,56px);background:var(--bg-gray);border-bottom:1px solid var(--border)}.legal-hero .kicker{display:block;margin-bottom:.6rem}.legal-title{font-family:var(--font-head);font-size:clamp(2rem,5vw,3.2rem);line-height:1.1;letter-spacing:-.02em}.legal-meta{margin-top:1rem;display:flex;flex-wrap:wrap;gap:.5rem 1.4rem;font-size:.88rem;color:var(--muted)}.legal-meta strong{color:var(--ink);font-weight:600}.legal-body{padding:clamp(48px,7vh,80px) 0 clamp(64px,9vh,110px)}.legal-grid{display:grid;grid-template-columns:240px minmax(0,1fr);gap:clamp(2rem,5vw,4.5rem);align-items:start}.legal-toc{position:sticky;top:calc(var(--nav-h) + 24px);font-size:.88rem}.legal-toc h2{font-family:var(--font-body);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--muted);margin-bottom:.9rem;font-weight:700}.legal-toc ol{list-style:none;counter-reset:toc}.legal-toc li{counter-increment:toc}.legal-toc a{display:block;padding:.34rem 0 .34rem 2.15rem;color:var(--muted);border-left:2px solid var(--border);position:relative;transition:color .2s,border-color .2s}.legal-toc a:before{content:counter(toc);position:absolute;left:.45rem;width:1.2rem;text-align:right;color:var(--border);font-variant-numeric:tabular-nums}.legal-toc a:hover{color:var(--teal-dark);border-left-color:var(--teal)}.prose{max-width:74ch;min-width:0}.prose section{scroll-margin-top:calc(var(--nav-h) + 20px)}.prose section+section{margin-top:clamp(2.4rem,4vw,3.4rem)}.prose h2{font-family:var(--font-head);font-size:clamp(1.3rem,2.4vw,1.75rem);letter-spacing:-.01em;margin-bottom:.9rem;padding-bottom:.6rem;border-bottom:1px solid var(--border)}.prose h3{font-size:1rem;font-weight:700;margin:1.6rem 0 .5rem}.prose p{color:#374151;margin-bottom:.95rem}.prose ul{margin:0 0 1rem;padding-left:1.15rem}.prose li{color:#374151;margin-bottom:.45rem}.prose li::marker{color:var(--teal)}.prose a{color:var(--teal-dark);text-decoration:underline;text-underline-offset:3px}.prose a:hover{color:var(--ink)}.prose strong{color:var(--ink);font-weight:600}.legal-narrow{max-width:760px;margin:0 auto}.action-card{border:2px solid var(--ink);border-radius:var(--radius);padding:clamp(1.4rem,3vw,2rem);margin:0 0 2.2rem;box-shadow:var(--shadow-md)}.action-card h2{font-family:var(--font-head);font-size:clamp(1.2rem,2.2vw,1.5rem);border:0;padding:0;margin-bottom:.5rem}.action-card p{color:#374151;margin-bottom:1.1rem}.action-card .btn,.action-card .btn:hover{width:100%;text-decoration:none;color:#fff}.action-alt{margin-top:1.1rem;padding-top:1.1rem;border-top:1px solid var(--border);font-size:.9rem;color:var(--muted)}.action-alt a{color:var(--teal-dark);text-decoration:underline;text-underline-offset:3px}.step-list{list-style:none;counter-reset:step;padding:0;margin:1.2rem 0}.step-list li{counter-increment:step;position:relative;padding:0 0 0 3rem;margin-bottom:1.1rem;color:#374151}.step-list li:before{content:counter(step);position:absolute;left:0;top:-1px;width:2rem;height:2rem;border-radius:50%;background:var(--teal-tint);color:var(--teal-dark);font-weight:700;font-size:.88rem;display:grid;place-items:center}.step-list li strong{display:block;color:var(--ink);margin-bottom:.15rem}.callout{background:var(--teal-tint);border:1px solid rgba(0,168,107,.22);border-radius:var(--radius);padding:1.15rem 1.35rem;margin:1.4rem 0}.callout p:last-child{margin-bottom:0}.callout-title{font-weight:700;color:var(--teal-dark);font-size:.82rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:.45rem}.legal-table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);margin:1.2rem 0 1.4rem;-webkit-overflow-scrolling:touch}.legal-table{width:100%;border-collapse:collapse;font-size:.9rem;min-width:520px}.legal-table th{text-align:left;background:var(--bg-gray);font-size:.74rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);font-weight:700;padding:.75rem 1rem;border-bottom:1px solid var(--border);white-space:nowrap}.legal-table td{padding:.8rem 1rem;border-bottom:1px solid var(--border);color:#374151;vertical-align:top}.legal-table tr:last-child td{border-bottom:0}.legal-table td:first-child{color:var(--ink);font-weight:600;white-space:nowrap}.legal-contact{border:1px solid var(--border);border-radius:var(--radius);padding:1.5rem 1.6rem;box-shadow:var(--shadow-sm);margin-top:1.2rem}.legal-contact dl{display:grid;grid-template-columns:96px 1fr;gap:.55rem 1rem}.legal-contact dt{font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.06em;font-weight:600;padding-top:2px}.legal-contact dd{color:var(--ink);font-weight:500}@media (max-width: 900px){.legal-grid{grid-template-columns:minmax(0,1fr)}.legal-toc{position:static;display:none}}@media (max-width: 560px){.legal-table{min-width:440px;font-size:.85rem}.legal-table th,.legal-table td{padding:.65rem .75rem}}@media (max-width: 520px){.legal-contact dl{grid-template-columns:1fr;gap:.15rem}.legal-contact dd{margin-bottom:.6rem}}